Terms you will see on Indonesian listings
Agents write listings in Indonesian and use these abbreviations everywhere. Here is what they mean.
SHMSertifikat Hak Milik — freehold title, Indonesian citizens only.
HGBHak Guna Bangunan — right to build, 30 years renewable; can be held by a PT PMA.
Hak PakaiRight to use — the residential title available to foreign residents.
HGUHak Guna Usaha — right to cultivate, for plantations and agriculture.
PPJBPerjanjian Pengikatan Jual Beli — preliminary sale agreement.
AJBAkta Jual Beli — final deed of sale signed before a notary/PPAT.
BPHTBAcquisition tax on land and buildings, 5%, paid by the buyer.
PBBAnnual land and building tax.
IMB / PBGBuilding permit (older name / current name).
Notaris / PPATNotary / land deed official who executes and registers the sale.
BPNBadan Pertanahan Nasional — the national land office.
RukoShophouse: a narrow multi-storey unit, shop below, living or office above.
RukanShop-office: like a ruko, zoned for offices.
KavlingA serviced plot inside a housing estate, ready to build on.
Nol jalan“Zero to the road” — frontage directly on the main road.
HookCorner plot with two street frontages.
LT / LBLuas tanah / luas bangunan — land area / building area, in m².
LelangBank auction property — often below market, usually cash only, limited viewing.
Kos / kostBoarding house with rooms rented monthly, often near universities.
Primary / secondaryNew-build from the developer / resale from an owner.
Full furnishedSold or rented with furniture and appliances included.
NegoPrice is negotiable.
SHGBCertificate of HGB title.
PT PMAForeign-investment limited company, the vehicle for company ownership.
